Estimated, not guaranteed. Actual usage depends on the twin, answer length and how often its prompt is reused.
How usage is priced
Each Digital Twin answer is billed for the tokens it uses, at Claude Opus 5.5 list price plus 100%. The expert who trained the twin earns a share of every answer.
Tokens
Your price per million
Input
$8.00
Output
$40.00
Cache read
$0.40
Cache write
$10.00
02 / What credits fund
A second perspective. Alongside the evidence.
Choose expert Digital Twins for your control functions. Their commentary sits beside the cited findings so your people can consider each view.
For your compliance function: a former regulator, market conduct examiner or compliance officer adds an advisory note to every AI-influenced decision RegBench checks for your platform, next to the cited findings. It cites published rules and is not legal advice.
Your systems call /v1/decisions. Usage is deducted from your platform credits.
Marketplace access and onboarding are discussed as part of your pilot conversation.
Clear scope · Human responsibility
What RegBench is, and what it is not
RegBench is
A marketplace of vetted insurance experts. Former regulators, examiners, compliance officers, underwriters and adjusters, whose licences RegBench checks. You choose who reviews your decisions, at the price they set.
Independent challenge after you decide. An expert in person, or a council of their Digital Twins, comments on decisions your licensed people have already made. Each view stands on its own; RegBench never merges them into a verdict.
Evidence for your control functions. RegBench reports which cited rules a decision triggered and keeps a tamper-evident record your compliance team can show an examiner.
Labelled on every answer. A Digital Twin's note says an AI system wrote it, that the expert did not review your case, and which licences RegBench checked.
RegBench is not
A decision-maker. It does not make, recommend or approve decisions, before or after. Your licensed people decide and remain responsible.
A compliance certificate. "No cited rule triggered" means only that: RegBench checks the rules in its pack, not every law that applies.
Legal or professional advice. Notes and opinions are independent views for your compliance team, not legal, actuarial or medical advice.
A licensed insurance actor. RegBench is not an insurer, producer, adjuster, utilization review agent or law firm, and does not act as one.
A home for consumer data. No names, numbers, addresses or health information, and no health line: RegBench stays outside GLBA and HIPAA. Answers stay inside your organisation.
Available in no-go zones. Where state law restricts AI in a decision, no twin comments: health in TX, health in CA, health in MD.
Endorsed by a regulator. No regulatory or agency endorsement is implied.
Start with your team
Let’s explore the right fit.
Walk through a synthetic case, discuss your control functions and understand what pilot access would involve.
