Taxes
How RegBench platform credits are classified for sales tax, where tax is charged, and the details your finance and procurement teams need.
Data processing and information services
RegBench sells one product: prepaid platform credits for a cloud-hosted service that processes your cases and decisions and returns cited findings and expert notes. In the District of Columbia it is taxed as data processing or information services.
- District of Columbia
- Data processing or information services, subject to DC sales tax
- Stripe tax category
- Artificial Intelligence as a Service (AIaaS) - Cloud Based - Business Use
- Stripe product tax code
- txcd_10105002
- Product on your receipt
- RegBench platform credits (or "RegBench platform credits top-up")
- How it is delivered
- Entirely in the cloud, through regbench.ai and its API. Nothing is downloaded or installed.
- Who buys it
- Businesses only: insurers, captives, managing general agents and third party administrators. RegBench is not sold to consumers.
- Seller
- Kenbright Actuarial and Financial Services North America Inc, doing business as KAFS North America, 1100 15th St NW, Washington, DC 20005. Stripe profile ↗
Charged where RegBench is registered
RegBench charges sales tax in the District of Columbia, where the service is a data processing or information service. If your billing address is in DC, DC sales tax is added at the rate in force, calculated by Stripe and shown on the payment page before you pay.
- Elsewhere in the United States. RegBench does not add sales tax. Some states expect the buyer to account for use tax on services bought from out-of-state sellers; ask your tax adviser.
- Outside the United States. No US sales tax is added. You can enter your business tax ID (for example a VAT or GST number) on the payment page, and it is recorded with your payment. Your own country's rules may require you to account for VAT or GST on services bought from abroad.
- Tax-exempt organisations. Email your exemption certificate to [email protected] before you buy.
Tax is on top of the credits
- Prices exclude tax. A $1,000 pack gives you $1,000 of credits; any tax is a separate line.
- Packs: $1,000, $5,000, $10,000. Credits are always counted in US dollars, even if Stripe shows and charges the price in your local currency.
- Stripe emails a receipt showing the credits, any tax and the total.
- Your administrators see every purchase and charge under Credits & usage once signed in.
The service
- Control function Digital Twins: a former regulator, examiner or compliance professional adds an advisory note to decisions your licensed people have already made.
- Hourly expert reviews: an expert in person independently reviews a set of decided cases at the rate they set, plus RegBench's fee.
- The agent API: your systems send cases and decisions; RegBench checks them with deterministic, cited rules, which use no tokens.
- Each Digital Twin answer is billed for the tokens it uses, at Claude Opus 5.5 list price plus 100%. Credits are not refundable once used.
Questions
For company details, a copy of a receipt or anything else your accounts team needs, email [email protected].
This page explains how RegBench charges tax. It is not tax advice. RegBench's findings and Digital Twin notes are not legal advice, and RegBench does not approve, deny, rate or settle insurance transactions.